There are some pretty neat things that a person can do by filing Chapter 13.
1. Lower their car payment by reducing the interest and stretching the
Payment.
2. Catch up late payments on their car or truck loan.
3. Catch up the mortgage payments and stop a foreclosure.
4. Remove a second mortgage from their home.
5. Remove liens from their home.
6 . Stop garnishments and other forms of collection
7. Stop additional interest or penalties on post due taxes.
8. Keep property that might be taken or sold by the court in a Chapter 7
These are just a sample of the benefits of the Chapter 13. Contact the office of Wayne Novick for a free consultation and to see how Chapter 13 can benefit you.