Posts in category Bankruptcy

Hiring A Bankruptcy Attorneys 10 Thin...

10 THINGS TO CONSIDER WHEN HIRING A BANKRUPTCY ATTORNEY COMMUNICATION: Your bankruptcy attorney should be able to communicate with you so that you understand what you are doing. The filing of a bankruptcy petition is a difficult thing to do.  An individual should be able to understand the difference between the chapters and why one […]

Attorney Generals Announce Settlement...

30 State Attorney Generals including Ohio Attorney General Mike Dewine announced a settlement with the major credit reporting agencies.  The settlement will bring more light to how information is reported on your credit report.  It will make it easier for consumers to dispute errors on their reports.  Some of the changes will include generally preventing […]

Filing A Bankruptcy In The New Year

This article drafted by fellow NACBA memeber, Reed Allmand,  bring up several things to consider in the New Year as a reason to file bankruptcy now.  Of course the decision to file and the timing of when to file varies for each individual and each case.  It is important for you to review your case […]

Tax Refund Bankruptcy and a Fresh St...

Now that you have made the decision to file for bankruptcy, and you are going to use your tax refund to do so, there are a few important things you need to know. You MUST consult with an attorney before you start spending your tax refund money. A portion of your refund may not be […]

How To Pick A Bankruptcy Lawyer

Here are five tips on how to choose a bankruptcy lawyer.  I would agree with most of these suggestions. in the article. A bankruptcy lawyer should be knowledgeable and current with the law.  The Lawyer should be a member of the National Association of Consumer Bankruptcy Lawyers.   The number one consumer bankruptcy organization. A bankruptcy […]

Common Bankruptcy Questions Updated

Top Ten Bankruptcy Questions    Why won’t you quote your fees over the phone? Our fees are based on your needs. If your case is less complicated, you will pay significantly less than someone who may have serious issues impacting their bankruptcy options. This is why we spend so much time with you at your […]

Bankruptcy Questions # 1. Do Married ...

The answer to the question is NO But the better question: Is it WISE to file bankruptcy without your spouse? Here are some of the issues that must be consider to determine if  Both Spouses have to file bankruptcy. Do you and your spouse have joint debt?   If both parties are on the debt or […]

Advantages of Chapter 13 If You Own Y...

There are many advantages to filing a Chapter 13 bankruptcy if you own a home.  There are ways to protect your home, stop foreclosures, remove liens and catch up back payments.  These advantages often make Chapter 13 the better option over filing a Chapter 7 when you own your home.

Shorts Sales vs Foreclosure Sales ...

People are always asking “Will  my credit score be better if I do a short sale as opposed to let the house sale at a foreclosure sale.  The answer is not really.

The Advantages of Chapter 13

THE ADVANTAGES OF FILING CHAPTER 13 Should I file bankruptcy?  What are the advantages of a bankruptcy filing?  Which bankruptcy should I file.  Below are some of the advantages of filing a Chapter 13 bankruptcy.